/* ----------------------
   SNUG HAVEN FINANCE CSS
   Warm & Friendly Design
-------------------------*/

/* 1. CSS Variables for Brand Colors & Spacing */
:root {
  --color-primary: #14365C;
  --color-secondary: #29A189;
  --color-accent: #E1F0E6;
  --color-warm1: #FFE9D6;
  --color-warm2: #FFD6B0;
  --color-warm3: #FFF6F0;
  --color-warm4: #FFF3E6;
  --color-warm5: #F8B195;
  --color-neutral: #fff;
  --color-text: #2D2D2D;
  --color-text-dark: #14365C;
  --color-text-light: #fff;
  --color-shadow: rgba(20, 54, 92, 0.08);
  --color-shadow-strong: rgba(20, 54, 92, 0.16);
  --radius-lg: 24px;
  --radius-md: 16px;
  --radius-sm: 8px;
  --shadow-md: 0 4px 24px var(--color-shadow);
  --shadow-lg: 0 8px 32px var(--color-shadow-strong);
  --transition: 0.25s cubic-bezier(.4,0,.2,1);
  --font-display: 'Montserrat', Arial, Helvetica, sans-serif;
  --font-body: 'Open Sans', Arial, Helvetica, sans-serif;
  --container-max: 1200px;
  --gap-section: 60px;
  --gap-card: 24px;
  --gap-content: 20px;
  --gap-feature: 15px;
  --header-height: 72px;
}

/* 2. Base Styles */
html {
  box-sizing: border-box;
  font-size: 16px;
  scroll-behavior: smooth;
}
*, *:before, *:after {
  box-sizing: inherit;
}
body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--color-text);
  background: var(--color-warm3);
  line-height: 1.7;
  min-height: 100vh;
}
img {
  max-width: 100%;
  display: block;
  border-radius: var(--radius-md);
}
a {
  color: var(--color-secondary);
  text-decoration: none;
  transition: color var(--transition);
}
a:hover, a:focus {
  color: var(--color-primary);
  text-decoration: underline;
}

/* Typography */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  color: var(--color-primary);
  margin-top: 0;
  margin-bottom: 0.5em;
  font-weight: 700;
  letter-spacing: 0.01em;
}
h1 { font-size: 2.5rem; }
h2 { font-size: 2rem; }
h3 { font-size: 1.4rem; }
h4 { font-size: 1.1rem; }

p, ul, ol {
  margin-top: 0;
  margin-bottom: 1.2em;
}
ul, ol {
  padding-left: 1.2em;
}
strong {
  color: var(--color-primary);
}

/* 3. Layout Containers */
.container {
  width: 100%;
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 20px;
  display: flex;
  flex-direction: column;
  align-items: stretch;
}
.content-wrapper {
  width: 100%;
  display: flex;
  flex-direction: column;
  gap: var(--gap-content);
}

/* 4. Header & Navigation */
header {
  background: var(--color-neutral);
  box-shadow: 0 2px 12px var(--color-shadow);
  position: sticky;
  top: 0;
  z-index: 100;
}
header .container {
  flex-direction: row;
  align-items: center;
  justify-content: space-between;
  min-height: var(--header-height);
  gap: 20px;
}
.logo img {
  height: 48px;
  border-radius: var(--radius-sm);
}
.main-nav {
  display: flex;
  gap: 28px;
  align-items: center;
}
.main-nav a {
  font-family: var(--font-display);
  font-weight: 500;
  color: var(--color-primary);
  padding: 8px 12px;
  border-radius: var(--radius-sm);
  transition: background var(--transition), color var(--transition);
}
.main-nav a:hover, .main-nav a:focus {
  background: var(--color-accent);
  color: var(--color-secondary);
}
.btn-primary {
  background: linear-gradient(90deg, #FFD6B0 0%, #29A189 100%);
  color: var(--color-text-dark);
  font-family: var(--font-display);
  font-weight: 700;
  border: none;
  border-radius: var(--radius-lg);
  padding: 12px 32px;
  box-shadow: var(--shadow-md);
  cursor: pointer;
  transition: background var(--transition), box-shadow var(--transition), color var(--transition);
  outline: none;
  font-size: 1.1rem;
  margin-left: 16px;
  display: inline-block;
}
.btn-primary:hover, .btn-primary:focus {
  background: linear-gradient(90deg, #29A189 0%, #FFD6B0 100%);
  color: var(--color-primary);
  box-shadow: var(--shadow-lg);
}

/* Hamburger Menu Button */
.mobile-menu-toggle {
  display: none;
  background: var(--color-accent);
  border: none;
  border-radius: var(--radius-lg);
  font-size: 2rem;
  color: var(--color-primary);
  padding: 6px 18px;
  cursor: pointer;
  transition: background var(--transition), box-shadow var(--transition);
  box-shadow: var(--shadow-md);
}
.mobile-menu-toggle:focus, .mobile-menu-toggle:hover {
  background: var(--color-warm2);
  color: var(--color-secondary);
}

/* 5. Mobile Menu Overlay */
.mobile-menu {
  position: fixed;
  top: 0; left: 0; right: 0; bottom: 0;
  background: rgba(20,54,92,0.96);
  z-index: 9999;
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  justify-content: flex-start;
  padding: 0;
  transform: translateX(100%);
  transition: transform 0.35s cubic-bezier(.4,0,.2,1);
  pointer-events: none;
  opacity: 0;
}
.mobile-menu.open {
  transform: translateX(0);
  pointer-events: auto;
  opacity: 1;
}
.mobile-menu-close {
  background: none;
  border: none;
  color: var(--color-accent);
  font-size: 2.2rem;
  margin: 24px 32px 0 0;
  cursor: pointer;
  transition: color var(--transition);
}
.mobile-menu-close:hover, .mobile-menu-close:focus {
  color: var(--color-warm2);
}
.mobile-nav {
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: 28px;
  margin: 48px 32px 0 0;
}
.mobile-nav a {
  color: var(--color-accent);
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 600;
  padding: 10px 0;
  border-radius: var(--radius-md);
  transition: background var(--transition), color var(--transition);
}
.mobile-nav a:hover, .mobile-nav a:focus {
  background: var(--color-warm2);
  color: var(--color-primary);
}

/* 6. Sections & Spacing */
.section,
.hero,
.features,
.about,
.testimonials,
.blog-preview,
.blog-list,
.services,
.gallery,
.faq,
.legal,
.cta,
.contact-info-section,
.contact-form-section,
.map-section {
  margin-bottom: var(--gap-section);
  padding: 40px 20px;
  background: var(--color-neutral);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}

/* 7. Flexbox Layout Patterns */
.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: var(--gap-card);
}
.card {
  margin-bottom: 20px;
  position: relative;
  background: var(--color-warm1);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
  padding: 28px 24px;
  transition: box-shadow var(--transition), transform var(--transition);
}
.card:hover, .card:focus-within {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px) scale(1.02);
}
.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
.testimonial-card {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 20px;
  padding: 20px;
  background: var(--color-warm4);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
  margin-bottom: 20px;
  max-width: 420px;
  min-width: 260px;
  color: var(--color-primary);
  font-size: 1.08rem;
  transition: box-shadow var(--transition), transform var(--transition);
}
.testimonial-card:hover, .testimonial-card:focus-within {
  box-shadow: var(--shadow-lg);
  transform: scale(1.03);
}
.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
}

/* 8. Hero Section */
.hero {
  background: linear-gradient(120deg, var(--color-warm2) 0%, var(--color-accent) 100%);
  color: var(--color-primary);
  text-align: left;
  box-shadow: var(--shadow-lg);
  border-radius: var(--radius-lg);
  margin-bottom: var(--gap-section);
  padding: 60px 20px 60px 20px;
}
.hero h1 {
  color: var(--color-primary);
  font-size: 2.7rem;
  margin-bottom: 0.5em;
}
.hero p {
  font-size: 1.25rem;
  color: var(--color-primary);
  margin-bottom: 1.5em;
}
.hero .btn-primary {
  margin-top: 10px;
}

/* 9. Features & Cards */
.features .feature-grid,
.services .service-list,
.gallery .team-gallery,
.blog-preview .blog-list,
.blog-list .blog-cards,
.features .topic-tags,
.features .featured-articles,
.features .benefits-grid,
.faq .faq-list {
  display: flex;
  flex-wrap: wrap;
  gap: var(--gap-card);
  justify-content: flex-start;
}
.features .feature-grid > div,
.services .service-list > div,
.gallery .team-gallery > div,
.blog-preview .blog-list > div,
.blog-list .blog-cards > div,
.features .featured-articles > div,
.features .benefits-grid > div,
.faq .faq-list > div {
  background: var(--color-warm1);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
  padding: 24px 20px;
  min-width: 240px;
  flex: 1 1 260px;
  margin-bottom: 20px;
  transition: box-shadow var(--transition), transform var(--transition);
}
.features .feature-grid > div:hover,
.services .service-list > div:hover,
.gallery .team-gallery > div:hover,
.blog-preview .blog-list > div:hover,
.blog-list .blog-cards > div:hover,
.features .featured-articles > div:hover,
.features .benefits-grid > div:hover,
.faq .faq-list > div:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px) scale(1.02);
}

/* 10. Blog Categories & Filters */
.blog-categories, .blog-filters, .topic-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  margin-top: 12px;
  margin-bottom: 12px;
}
.blog-categories span, .blog-filters span, .topic-tags span {
  background: var(--color-accent);
  color: var(--color-primary);
  border-radius: var(--radius-sm);
  padding: 6px 16px;
  font-size: 1rem;
  font-family: var(--font-display);
  font-weight: 500;
  transition: background var(--transition), color var(--transition);
  cursor: pointer;
}
.blog-categories span:hover, .blog-filters span:hover, .topic-tags span:hover {
  background: var(--color-secondary);
  color: var(--color-neutral);
}

/* 11. Pagination */
.pagination {
  display: flex;
  gap: 12px;
  align-items: center;
  margin-top: 24px;
}
.pagination span, .pagination a {
  background: var(--color-accent);
  color: var(--color-primary);
  border-radius: var(--radius-sm);
  padding: 6px 14px;
  font-family: var(--font-display);
  font-weight: 500;
  transition: background var(--transition), color var(--transition);
}
.pagination a:hover, .pagination a:focus {
  background: var(--color-secondary);
  color: var(--color-neutral);
}

/* 12. CTA Section */
.cta {
  background: linear-gradient(90deg, var(--color-warm2) 0%, var(--color-accent) 100%);
  color: var(--color-primary);
  text-align: center;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
}
.cta h2 {
  color: var(--color-primary);
  margin-bottom: 0.5em;
}
.cta .btn-primary {
  margin: 18px 0 0 0;
}
.cta .contact-info {
  margin-top: 24px;
  color: var(--color-primary);
  font-size: 1.08rem;
}

/* 13. Footer */
footer {
  background: var(--color-primary);
  color: var(--color-text-light);
  padding: 32px 0 16px 0;
  border-radius: var(--radius-lg) var(--radius-lg) 0 0;
  box-shadow: 0 -2px 12px var(--color-shadow);
}
footer .container {
  flex-direction: column;
  align-items: center;
  gap: 16px;
}
.footer-nav {
  display: flex;
  gap: 24px;
  margin-bottom: 8px;
}
.footer-nav a {
  color: var(--color-accent);
  font-family: var(--font-display);
  font-weight: 500;
  font-size: 1rem;
  border-radius: var(--radius-sm);
  padding: 6px 10px;
  transition: background var(--transition), color var(--transition);
}
.footer-nav a:hover, .footer-nav a:focus {
  background: var(--color-secondary);
  color: var(--color-neutral);
}
footer p {
  margin: 0;
  font-size: 0.98rem;
  color: var(--color-accent);
}

/* 14. Legal Sections */
.legal {
  background: var(--color-neutral);
  color: var(--color-primary);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}
.legal h1, .legal h2 {
  color: var(--color-primary);
}
.legal a {
  color: var(--color-secondary);
}

/* 15. FAQ Section */
.faq-list > div {
  background: var(--color-warm1);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
  padding: 20px 18px;
  flex: 1 1 260px;
  margin-bottom: 20px;
}

/* 16. Map Placeholder */
.map-placeholder {
  background: var(--color-warm4);
  border-radius: var(--radius-md);
  padding: 24px;
  color: var(--color-primary);
  font-family: var(--font-display);
  font-size: 1.1rem;
  box-shadow: var(--shadow-md);
  margin-top: 16px;
}

/* 17. Cookie Consent Banner */
.cookie-banner {
  position: fixed;
  left: 0; right: 0; bottom: 0;
  background: var(--color-warm2);
  color: var(--color-primary);
  box-shadow: 0 -2px 24px var(--color-shadow-strong);
  border-radius: var(--radius-lg) var(--radius-lg) 0 0;
  padding: 24px 20px;
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 24px;
  z-index: 99999;
  justify-content: space-between;
  animation: cookie-slide-in 0.5s cubic-bezier(.4,0,.2,1);
}
@keyframes cookie-slide-in {
  from { transform: translateY(100%); opacity: 0; }
  to { transform: translateY(0); opacity: 1; }
}
.cookie-banner p {
  margin: 0;
  font-size: 1.05rem;
  flex: 1 1 auto;
}
.cookie-banner .cookie-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}
.cookie-banner button {
  font-family: var(--font-display);
  font-weight: 600;
  border: none;
  border-radius: var(--radius-md);
  padding: 10px 22px;
  font-size: 1rem;
  cursor: pointer;
  transition: background var(--transition), color var(--transition), box-shadow var(--transition);
  box-shadow: var(--shadow-md);
}
.cookie-banner .accept {
  background: var(--color-secondary);
  color: var(--color-neutral);
}
.cookie-banner .accept:hover, .cookie-banner .accept:focus {
  background: var(--color-primary);
  color: var(--color-accent);
}
.cookie-banner .reject {
  background: var(--color-primary);
  color: var(--color-accent);
}
.cookie-banner .reject:hover, .cookie-banner .reject:focus {
  background: var(--color-secondary);
  color: var(--color-neutral);
}
.cookie-banner .settings {
  background: var(--color-accent);
  color: var(--color-primary);
  border: 2px solid var(--color-secondary);
}
.cookie-banner .settings:hover, .cookie-banner .settings:focus {
  background: var(--color-warm2);
  color: var(--color-secondary);
}

/* Cookie Modal */
.cookie-modal-overlay {
  position: fixed;
  top: 0; left: 0; right: 0; bottom: 0;
  background: rgba(20,54,92,0.55);
  z-index: 100000;
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.3s cubic-bezier(.4,0,.2,1);
}
.cookie-modal-overlay.open {
  opacity: 1;
  pointer-events: auto;
}
.cookie-modal {
  background: var(--color-neutral);
  color: var(--color-primary);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  padding: 36px 28px 28px 28px;
  min-width: 320px;
  max-width: 95vw;
  display: flex;
  flex-direction: column;
  gap: 20px;
  animation: modal-pop-in 0.4s cubic-bezier(.4,0,.2,1);
}
@keyframes modal-pop-in {
  from { transform: scale(0.92); opacity: 0; }
  to { transform: scale(1); opacity: 1; }
}
.cookie-modal h3 {
  margin-top: 0;
  color: var(--color-primary);
}
.cookie-modal .cookie-category {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 10px;
}
.cookie-modal .cookie-category label {
  font-weight: 500;
  font-family: var(--font-display);
  color: var(--color-primary);
}
.cookie-modal .cookie-toggle {
  appearance: none;
  width: 38px;
  height: 22px;
  background: var(--color-accent);
  border-radius: 12px;
  position: relative;
  outline: none;
  cursor: pointer;
  transition: background var(--transition);
  border: 2px solid var(--color-secondary);
}
.cookie-modal .cookie-toggle:checked {
  background: var(--color-secondary);
}
.cookie-modal .cookie-toggle:before {
  content: '';
  position: absolute;
  left: 3px;
  top: 3px;
  width: 16px;
  height: 16px;
  background: var(--color-neutral);
  border-radius: 50%;
  transition: transform var(--transition);
}
.cookie-modal .cookie-toggle:checked:before {
  transform: translateX(16px);
}
.cookie-modal .cookie-actions {
  display: flex;
  gap: 14px;
  justify-content: flex-end;
}
.cookie-modal .close-modal {
  background: var(--color-warm2);
  color: var(--color-primary);
  border: none;
  border-radius: var(--radius-md);
  padding: 8px 18px;
  font-size: 1rem;
  cursor: pointer;
  transition: background var(--transition), color var(--transition);
}
.cookie-modal .close-modal:hover, .cookie-modal .close-modal:focus {
  background: var(--color-secondary);
  color: var(--color-neutral);
}

/* 18. Responsive Design */
@media (max-width: 1024px) {
  .container {
    max-width: 900px;
  }
  .main-nav {
    gap: 18px;
  }
}
@media (max-width: 900px) {
  .container {
    max-width: 98vw;
  }
  .main-nav {
    gap: 10px;
  }
}
@media (max-width: 768px) {
  html { font-size: 15px; }
  header .container {
    flex-direction: row;
    gap: 10px;
  }
  .main-nav {
    display: none;
  }
  .mobile-menu-toggle {
    display: block;
  }
  .btn-primary {
    margin-left: 0;
    padding: 12px 18px;
    font-size: 1rem;
  }
  .section,
  .hero,
  .features,
  .about,
  .testimonials,
  .blog-preview,
  .blog-list,
  .services,
  .gallery,
  .faq,
  .legal,
  .cta,
  .contact-info-section,
  .contact-form-section,
  .map-section {
    padding: 28px 8px;
    margin-bottom: 36px;
  }
  .content-grid,
  .features .feature-grid,
  .services .service-list,
  .gallery .team-gallery,
  .blog-preview .blog-list,
  .blog-list .blog-cards,
  .features .topic-tags,
  .features .featured-articles,
  .features .benefits-grid,
  .faq .faq-list {
    flex-direction: column;
    gap: 16px;
  }
  .text-image-section {
    flex-direction: column;
    gap: 18px;
  }
  .testimonial-card {
    min-width: 0;
    width: 100%;
    font-size: 1rem;
  }
  .footer-nav {
    flex-direction: column;
    gap: 10px;
    align-items: center;
  }
  .cookie-banner {
    flex-direction: column;
    align-items: flex-start;
    gap: 16px;
    padding: 18px 8px;
  }
  .cookie-banner .cookie-actions {
    gap: 8px;
  }
  .cookie-modal {
    padding: 22px 8px 16px 8px;
    min-width: 0;
  }
}
@media (max-width: 480px) {
  html { font-size: 14px; }
  .logo img {
    height: 36px;
  }
  .btn-primary {
    padding: 10px 12px;
    font-size: 0.98rem;
  }
  .hero h1 {
    font-size: 1.7rem;
  }
  .hero {
    padding: 32px 6px 32px 6px;
  }
}

/* 19. Accessibility & Focus States */
a, button, .btn-primary, .mobile-menu-toggle, .mobile-menu-close, .cookie-banner button, .cookie-modal .close-modal {
  outline: none;
}
a:focus-visible, button:focus-visible, .btn-primary:focus-visible, .mobile-menu-toggle:focus-visible, .mobile-menu-close:focus-visible, .cookie-banner button:focus-visible, .cookie-modal .close-modal:focus-visible {
  box-shadow: 0 0 0 3px var(--color-secondary);
  outline: none;
}

/* 20. Miscellaneous */
::-webkit-scrollbar {
  width: 10px;
  background: var(--color-accent);
}
::-webkit-scrollbar-thumb {
  background: var(--color-warm2);
  border-radius: 8px;
}

/* Hide scroll on mobile menu when closed */
body.mobile-menu-open {
  overflow: hidden;
}

/* 21. Utility Classes */
.mt-0 { margin-top: 0 !important; }
.mb-0 { margin-bottom: 0 !important; }
.mt-2 { margin-top: 2em !important; }
.mb-2 { margin-bottom: 2em !important; }

/* 22. Print Styles */
@media print {
  header, footer, .cookie-banner, .mobile-menu { display: none !important; }
  body { background: #fff; color: #000; }
}